Small Business Bank Loan Application

Please read the following disclosure

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This disclosure documents your consent to electronically receive all communications, disclosures, notices, documents, advisories, agreements and periodic statements (“information”), relative to certain deposit accounts, services, and loans you maintain with, or for which you have submitted an application to, Small Business Bank ("Bank"). This disclosure also describes your rights relative to receiving information electronically, as well as the consequences of withdrawing your consent. We recommend you print and retain a copy of this disclosure and all of the disclosures and agreements related to this transaction, your applications, and accounts. You consent to receive one or more of the following documents electronically, depending on the type of accounts, services, and loans you obtain from the Bank:

  • Account agreements
  • Service agreements
  • Periodic statements
  • Change in terms notices
  • Any other required documents, disclosures, or contracts
  • Real Estate Settlement Procedures Act (RESPA) disclosures
  • Regulation Z (Truth in Lending) disclosures
  • Regulation B (Equal Credit Opportunity Act) notices and disclosures (including any related Notice of Right to Receive a Copy of an Appraisal, as well as any appraisal or evaluation which the Bank is required to provide to you under Regulation B)
  • Other required documents deemed necessary for the processing of your loan application.

You have the right to have these document(s) provided on paper. A fee may be assessed for each document requested in paper form. Future information will continue to be delivered electronically unless you request otherwise. If you choose to receive periodic statements electronically, this will replace traditional paper statements mailed to you. Electronic statements will be delivered to you electronically in Portable Document Format (“PDF”) that you can view online, save to your computer, or print at your convenience.

You understand and agree that by consenting to receive electronic statements, you will no longer receive account statements by mail. You further understand that we may charge you a fee according to our fee schedule then in place for any requested paper documents. You have the right to withdraw consent for delivery of any information in electronic form. In order to withdraw your consent, you must contact the Bank in writing at 13423 W. 92nd Street Lenexa, KS 66215. If you withdraw your consent of electronic receipt of information, you will receive documents and communications by mail. If you withdraw consent of electronic delivery of the RESPA or Regulation Z disclosures, you will receive these documents by mail which could create delays in processing your loan application with the Bank. We will not impose a fee to process the withdrawal of your consent to receive electronic communications. Any withdrawal of your consent to receive information electronically will be effective only after we have a reasonable period of time to process your request.

It is your responsibility to provide the Bank with accurate and complete contact information, including e-mail address, and any other information related to your accounts, services, or loans. You can update this information by contacting the Bank at the address or telephone number listed below.

Small Business Bank
13423 W. 92nd Street
Lenexa, KS 66215

To receive an electronic copy of information from the Bank, you must have the following minimum hardware and software to access and retain the electronic document(s): Personal computer or other device capable of internet access and retention/printing the document; internet access; internet web browser capable of supporting TLS 1.2 or greater encrypted communications; current web browser, and a system/device with TLS 1.2 or greater encryption software: software permitting receipt and access to Portable Document Format files, such as the current Adobe Acrobat Reader; a valid email account with internet service provider and email software capable of receiving electronic communications.

If the Bank changes the hardware or software requirements, the Bank will provide you with a statement of the revised hardware and software requirements. At such time, you will have the right to revoke your consent to receive information electronically. In a case where the account or loan is jointly owned or jointly applied for, the consent of only one owner/applicant will be required to consent to the E-SIGN Act.

I request the Bank to provide me with the applicable communications, disclosures, notices, documents, advisories, agreements and periodic statements in electronic format. By clicking on the "next" button below, I am confirming that I have, at a minimum, the hardware and software listed above to be able to receive and retain this information.

Trade and Assessment Area Notice

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Small Business Bank is authorized to accept loan and credit applications through its website from applicants whose address is in the bank trade and assessment area. If you have any questions please call us at 1 (855) 635-9696.

*indicates a required field

Tell Us About Your Business

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Business Address (no P.O. Box)
*indicates a required field

Borrower Information

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Home Address (no P.O. Box)
*indicates a required field

Loan Information

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Enter any amount up to $500,000
Example: Property located at 123 Main St. Anytown, Kansas
Right To Receive A Copy Of Appraisal Report
We may order an appraisal to determine the property's value and charge you for this appraisal. We will promptly give you a copy of any appraisal, even if your loan does not close.
*indicates a required field

Additional Owners Information

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*indicates a required field

Privacy Policy

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I. Privacy Policy



Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect and share depends on the product or service you have with us. This information can include:

  • Social Security number
  • Credit History
  • Account balances
  • Payment History
  • Transaction History
  • Credit Scores
When you are no longer our customer, we continue to share your information as described in this notice.


All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Small Business Bank chooses to share; and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

Reasons We Can Share Your Personal Information Does Small Business Bank Share? Can you limit this sharing?
For our everyday business purposes--
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes--
To offer our products and services to you
For joint marketing with other financial companies
We don’t share
For our affiliates’ everyday business purposes --
Information about your transactions and experiences
We don’t share
For our affiliates’ everyday business purposes --
Information about your creditworthiness
We don’t share
For nonaffiliates to market to you
We don’t share

What we do

How does Small Business Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Access to your personal information is restricted to those employees who need to know to provide products and services to you.

How does Small Business Bank collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Pay us by check
  • Give us your contact information
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you

State laws and individual companies may give you additional rights to limit sharing.



Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Small Business Bank has affiliates, but does not share your information with its affiliates


Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Small Business Bank does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Small Business Bank does not jointly market
Questions? Call (855) 635-9696 or go to

Disclosures and Agreements

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II. U.S. Patriot Act Disclosure

Patriot Act Disclosure

Important Information about Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, U.S. Federal law requires financial institutions to obtain, verify and record information that identifies each person (individual or business) who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license or other identifying information.

Patriot Act Disclosure May 11, 2018

Important Information about Opening a Legal Entity Account effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.

Each time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:

  • Each individual that has beneficial ownership (25% or more); and,
  • One individual that has significant managerial control of the Legal Entity.

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation to certify that this information is true and accurate to the best of your knowledge.

We proudly support all efforts to protect and maintain the security of our customers and our country.

III. Credit Disclosure

Everything I have stated in this application is correct to the best of my knowledge. I understand that you will retain this application whether or not it is approved. You are authorized to check my credit and employment history and answer questions about your credit experience with me. The Credit Disclosures are provided electronically, by accepting the terms and conditions, I acknowledge that I understand the disclosures noted above.

We regret we are unable to accept your application.

If you have any questions please call us at 1(855)635-9696.

Click here to return to the Home Page

Thank you for your loan application submission.

We will contact you soon about your next steps.
If you have any questions please call us at (855) 635-9696.

Click here to return to the home page.